Miami CRE · Free Underwrite

SEND ME YOUR DEAL
I'LL UNDERWRITE
YOUR NUMBERS FREE.

WhatsApp goes straight to Raul. Drop your deal — cashflow, DSCR, and return, run by a real Miami underwriter. No bot, no obligation.

I do the math. You do the deal.
$47M+
Closed 2024
21d
Avg close
98%
CSAT
15+
Yrs Miami
WhatsApp Raul direct Real underwriter, not a bot Free, no obligation
Raul — 305 Numbers Guy, Miami CRE underwriting
Send it to Raul — real underwriting.
🔒 Miami CRE underwriting · NMLS #2473752 · A real person, not a bot
— or get your numbers by email —

Numbers don't lie.

Drop your email — Raul sends your DSCR & deal math back, free. No obligation.

¡Vamos!
Just your email We don't sell your email

Where should Raul send your numbers?

Your DSCR & deal-math estimate, back by email. No deal details required to start.

Valid email, please.

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Your DSCR & deal-math numbers are on the way from Raul. (Check spam if it's not there in a minute.)

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Want Raul to run your numbers too?

Optional — 3 quick questions and Raul reviews your actual deal. Or just enjoy the guide.

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Why this is different

Raul reviews your numbers personally.

No bot. No spreadsheet template. Raul reviews your actual cashflow, DSCR, and IRR with you — built around your Miami deal.

01

Personal deal review

Raul walks through your numbers with you — cashflow, DSCR, and IRR.

02

Cashflow + DSCR + IRR

The three numbers that actually decide if the deal is a deal.

03

Miami market rent comps

Real comps by zip — not Zillow guesses.

04

Financing options

If you need a loan, we line up DSCR, bridge, or SBA — match to deal.

05

Exit scenarios

Hold 5yr, refi at 36mo, or flip — we model all three.

06

Zero obligation

No upsell, no card on file. Free means free.

07

48-hour response

Submit today. Report in your inbox in 48hr or less.

FAQ

Real questions. Real answers.

How does this actually work?
You drop your deal in the form. Raul reviews it personally, builds a quick pro forma walking through cashflow, DSCR, and return. You get your report in your email within 48 hours. That's it.
Is this really free?
Yes. No card, no upsell, no obligation. If you end up needing financing or want us to broker something, we'll talk then — but the underwrite is a free pull-up to the community.
What if I don't have the deal under contract yet?
Even better. Run the numbers before you sign. That's exactly when an underwrite saves you — better to find out it's a bad deal before earnest money is hard.
Will you share my deal with anyone?
No. Raul reviews it personally and replies to you only. We don't shop your deal, list it, or hand it to a broker. Your info stays with us.
What's DSCR?
Debt Service Coverage Ratio — net operating income divided by total debt service. Lenders want 1.20+ in Miami today. Below 1.0 means the property isn't covering its own loan. We calculate yours.
Do you only do Miami?
Miami-Dade and Broward are home base. We'll review deals across South Florida (Palm Beach, Keys). Outside FL, we'll be honest if it's outside our expertise.
Can you find me a deal?
Sometimes. We see off-market Miami CRE flow constantly. If you submit a buy box, we'll match it when something fits. No guarantees.
What if I need financing?
UBI Equity Group LLC (parent, NMLS# 2473752) places loans across DSCR, bridge, SBA 504 / 7a, and conventional. Underwrite first — financing conversation second, only if you want.
EHL
305 Numbers Guy — Miami-based CRE consultant. A brand of UBI Equity Group LLC.
NMLS# 2473752 · Equal Housing Lender · 1405 SW 107th Ave Ste 301-M, Miami FL 33174 · 866-491-8448
NMLS 2473752 EHL Miami CRE
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