305 Numbers Guy Miami CRE · Free Underwrite
SEND ME YOUR DEAL
I'LL UNDERWRITE
YOUR NUMBERS FREE.
Call Raul directly. Share your deal — cashflow, DSCR, and return, reviewed by a real Miami underwriter. No bot, no obligation.
I do the math. You do the deal.
Free
No obligation
1:1
Direct with Raul
Miami
CRE focus
Multiple
Lender options
✓ Call Raul directly
✓ Real underwriter, not a bot
✓ Free, no obligation
Send it to Raul — real underwriting.
🔒 Miami CRE underwriting · A real person, not a bot
— or get your numbers by email —
Numbers don't lie.
Drop your email — Raul sends your DSCR & deal math back, free. No obligation.
¡Vamos!
✓ Just your email
✓ We don't sell your email
Why this is different
Raul reviews your numbers personally.
No bot. No spreadsheet template. Raul reviews your actual cashflow, DSCR, and IRR with you — built around your Miami deal.
01
Personal deal review
Raul walks through your numbers with you — cashflow, DSCR, and IRR.
02
Cashflow + DSCR + IRR
The three numbers that actually decide if the deal is a deal.
03
Miami market rent comps
Real comps by zip — not Zillow guesses.
04
Financing options
If you need a loan, we line up DSCR, bridge, or SBA — match to deal.
05
Exit scenarios
Hold 5yr, refi at 36mo, or flip — we model all three.
06
Zero obligation
No upsell, no card on file. Free means free.
07
Personal review
Raul reviews the information you submit and follows up about the requested analysis.
FAQ
Real questions. Real answers.
How does this work?
Submit the available deal inputs through the form. Raul reviews the request and prepares an educational discussion of cash flow, DSCR, and return assumptions. Delivery timing is not guaranteed.
Is this really free?
Yes. No card, no upsell, no obligation. If you end up needing financing or want us to broker something, we'll talk then — but the underwrite is a free pull-up to the community.
What if I don't have the deal under contract yet?
You can review the available inputs before signing. The analysis is educational and does not determine whether a transaction is suitable or guarantee a result.
Will you share my deal with anyone?
No. Raul reviews it personally and replies to you only. We don't shop your deal, list it, or hand it to a broker. Your info stays with us.
What's DSCR?
Debt Service Coverage Ratio — net operating income divided by total debt service. Lenders want 1.20+ in Miami today. Below 1.0 means the property isn't covering its own loan. We calculate yours.
Do you only do Miami?
Miami-Dade and Broward are home base. We'll review deals across South Florida (Palm Beach, Keys). Outside FL, we'll be honest if it's outside our expertise.
Can I submit a buy box?
Yes. A submitted buy box can be reviewed, but no property match or transaction result is promised.
What if I need financing?
UBI Group Inc. is a commercial real estate financing broker, not a lender. Financing is subject to the applicable lender's underwriting and approval.
UBI
UBI Group Inc
Educational
Miami CRE